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having a lower income won't exclude you from opening a credit card by itself. Rather, if you have a low income, your credit limit may be lower. And you'll still need a good or excellent credit ...

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These best credit cards for low-income earners allow you to earn rewards and take advantage of several benefits without a steep spending requirement or an annual fee.

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I think I qualify for low-income assistance programs for utility ... as I would have to do with certificates of deposit. Are tax-free municipal bonds my best option, or what would you suggest?